Savings and interest

Savings

Use this hub to compare savings routes across digital providers and high street banks. Savings rates can change quickly, so the hub points you toward product guides, reviews and protection checks rather than treating any rate as permanent.

What this page is

Compares bank types, costs, features, protection and suitability signals.
Links to reviews and focused guides for deeper checks.

What this page is not

Does not provide personalised financial advice.
Does not replace checking current provider terms before applying.

Start here 01Compare banks for savings interestCompare linked savers, easy-access savings, regular savers, fixed products and rate rules.Start here 02Compare Cash ISAsCompare Cash ISA routes by AER, tax-free status, access rules, transfers and fixed terms.Start here 03Digital banks for savingsCompare app-based savings providers, pots, easy-access products and fixed savings routes.Start here 04High street banks for savingsCompare branch-backed savings ranges, linked savers, regular savers and ISAs.

Account-level comparison

Compare savings products using the same fields

Choose factual features that matter to you. Results are shown alphabetically by default. Affiliate relationships never determine inclusion or position.

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Showing 19 of 19 accounts with a complete standardised comparison record. The provider directory may contain additional reviewed banks. Filters narrow this list; they do not create a recommendation.

Savings product

Atom savings range

Atom Bank

Published savings rateUp to 4.85% AER

Monthly fee: £0
AER and rate type: Up to 4.85% AER
Access rules: Not applicable
Banking access: App only
Eligibility: Product, deposit and app criteria apply
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Product, deposit and app criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Premier Triple Access Cash ISA

Barclays

Published savings rateUp to 4.40% AER tax-free fixed

Monthly fee: £0
AER and rate type: Up to 4.40% AER tax-free fixed
Access rules: Limited withdrawals; term and access rules apply
Banking access: App, online, telephone and branches
Eligibility: Premier customers; product and balance criteria apply
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Premier customers; product and balance criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Chase Saver

Chase UK

Published savings rate2.25% standard; up to 4.50% boosted

Monthly fee: £0
AER and rate type: 2.25% standard; up to 4.50% boosted
Access rules: Not applicable
Banking access: App only
Eligibility: Requires an eligible Chase current account
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Requires an eligible Chase current account

Account fee

£0

Details checked 12 August 2026

Savings product

Regular Saver

Co-operative Bank

Published savings rate7.00% AER variable

Monthly fee: £0
AER and rate type: 7.00% AER variable
Access rules: Regular-saver deposit and access rules apply
Banking access: App, online, telephone and branches
Eligibility: Eligibility and monthly funding conditions apply
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Eligibility and monthly funding conditions apply

Account fee

£0

Details checked 12 August 2026

Savings product

Regular Saver

First Direct

Published savings rate7.00% AER fixed for 12 months

Monthly fee: £0
AER and rate type: 7.00% AER fixed for 12 months
Access rules: Regular-saver funding and withdrawal rules apply
Banking access: App, online and telephone
Eligibility: Requires an eligible First Direct banking relationship
Deposit protection: Eligible deposits protected under HSBC UK licence

Eligibility, deposits and access conditions

Who can apply

Requires an eligible First Direct banking relationship

Account fee

£0

Details checked 12 August 2026

Savings product

Regular Saver

Halifax

Published savings rate8.00% AER fixed

Monthly fee: £0
AER and rate type: 8.00% AER fixed
Access rules: Regular-saver deposit and term rules apply
Banking access: App, online, telephone and branches
Eligibility: Product and monthly funding criteria apply
Deposit protection: Eligible deposits protected; group limits apply

Eligibility, deposits and access conditions

Who can apply

Product and monthly funding criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Regular Saver

HSBC

Published savings rate5.00% AER fixed

Monthly fee: £0
AER and rate type: 5.00% AER fixed
Access rules: Regular-saver deposit and term rules apply
Banking access: App, online, telephone and branches
Eligibility: Requires an eligible HSBC current account
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Requires an eligible HSBC current account

Account fee

£0

Details checked 12 August 2026

Savings product

Kroo current-account interest

Kroo

Published savings rate2.65% AER

Monthly fee: £0
AER and rate type: 2.65% AER
Access rules: Not applicable
Banking access: App only
Eligibility: Eligible Kroo current-account customers
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Eligible Kroo current-account customers

Account fee

£0

Details checked 12 August 2026

Savings product

Club Lloyds Monthly Saver

Lloyds Bank

Published savings rate8.00% AER fixed for 12 months

Monthly fee: £0 savings fee
AER and rate type: 8.00% AER fixed for 12 months
Access rules: £25–£250 monthly funding; term rules apply
Banking access: App, online, telephone and branches
Eligibility: Requires an eligible Club Lloyds current account
Deposit protection: Eligible deposits protected; group limits apply

Eligibility, deposits and access conditions

Who can apply

Requires an eligible Club Lloyds current account

Account fee

£0 savings fee

Details checked 12 August 2026

Savings product

Fixed Term Savings

Metro Bank

Published savings rateUp to 3.75% AER fixed

Monthly fee: £0
AER and rate type: Up to 3.75% AER fixed
Access rules: Money is fixed for the selected term
Banking access: Online, telephone and stores; fixed access rules
Eligibility: Minimum deposit and product criteria apply
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Minimum deposit and product criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Monzo Savings Pots

Monzo

Published savings rateRates vary by Pot and plan

Monthly fee: £0 account available
AER and rate type: Rates vary by Pot and plan
Access rules: Not applicable
Banking access: App only
Eligibility: Requires an eligible Monzo account; product criteria apply
Deposit protection: Protection depends on the savings provider shown in-app

Eligibility, deposits and access conditions

Who can apply

Requires an eligible Monzo account; product criteria apply

Account fee

£0 account available

Details checked 12 August 2026

Savings product

Flex Regular Saver

Nationwide

Published savings rate6.50% AER variable for 12 months

Monthly fee: £0
AER and rate type: 6.50% AER variable for 12 months
Access rules: Up to £200 monthly; rate falls after the fourth withdrawal
Banking access: App and online; product conditions apply
Eligibility: Nationwide current-account holders aged 16+ applying online
Deposit protection: Eligible deposits protected; group limits apply

Eligibility, deposits and access conditions

Who can apply

Nationwide current-account holders aged 16+ applying online

Account fee

£0

Details checked 12 August 2026

Savings product

Digital Regular Saver

NatWest

Published savings rate5.25% AER variable on up to £5,000

Monthly fee: £0
AER and rate type: 5.25% AER variable on up to £5,000
Access rules: Monthly funding and balance-band rules apply
Banking access: App and online
Eligibility: Requires an eligible NatWest current account
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Requires an eligible NatWest current account

Account fee

£0

Details checked 12 August 2026

Savings product

Regular Saver

Santander

Published savings rate8.00% AER variable including 12-month bonus

Monthly fee: £0
AER and rate type: 8.00% AER variable including 12-month bonus
Access rules: Regular-saver funding and bonus rules apply
Banking access: App, online, telephone and branches
Eligibility: Linked-account and product criteria apply
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Linked-account and product criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Easy Saver

Starling Bank

Published savings rate4.00% AER introductory

Monthly fee: £0
AER and rate type: 4.00% AER introductory
Access rules: Includes a 1.50% fixed bonus for the first 12 months
Banking access: App only; easy access
Eligibility: Eligible new Easy Saver accounts; app criteria apply
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Eligible new Easy Saver accounts; app criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Tandem savings range

Tandem

Published savings rateUp to 4.81% AER

Monthly fee: £0
AER and rate type: Up to 4.81% AER
Access rules: Not applicable
Banking access: App only
Eligibility: Product, deposit and app criteria apply
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Product, deposit and app criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Monthly Saver

TSB

Published savings rate5.00% AER fixed

Monthly fee: £0
AER and rate type: 5.00% AER fixed
Access rules: Monthly funding and term conditions apply
Banking access: App, online, telephone and branches
Eligibility: Product and funding criteria apply
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Product and funding criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Double Take E-Saver

Virgin Money

Published savings rate4.16% AER variable

Monthly fee: £0
AER and rate type: 4.16% AER variable
Access rules: Up to two withdrawals per calendar year
Banking access: Online; limited access
Eligibility: Online product and deposit criteria apply
Deposit protection: Eligible deposits protected; group limits apply

Eligibility, deposits and access conditions

Who can apply

Online product and deposit criteria apply

Account fee

£0

Details checked 12 August 2026

Savings product

Regular Saver

Zopa

Published savings rate7.10% AER variable

Monthly fee: £0
AER and rate type: 7.10% AER variable
Access rules: Regular-saver funding and access rules apply
Banking access: App only
Eligibility: Requires an eligible Biscuit current account
Deposit protection: Eligible deposits protected

Eligibility, deposits and access conditions

Who can apply

Requires an eligible Biscuit current account

Account fee

£0

Details checked 12 August 2026

Rates, offers, fees and eligibility can change. Check the provider's account page before applying. FSCS protection refers to eligible deposits and is subject to scheme and banking-licence limits.

Savings checks

Choose the right savings route

Compare flexibility, term length, eligibility and protection before chasing a headline rate.

ProtectionFSCS protection explainedCheck how eligible deposits are protected and how authorised firm limits work.TableDigital bank comparison tableCompare savings and protection notes across app-based providers.TableHigh street comparison tableCompare savings and account notes across branch-backed providers.AccuracyCorrections policyReport outdated rates or product details with evidence.

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