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Savings and interest

Savings

Use this hub to compare savings routes across digital providers and high street banks. Savings rates can change quickly, so the hub points you toward product guides, reviews and protection checks rather than treating any rate as permanent.

At a glance

Savings products compared

19

Top AER available

8.00%

FSCS protected

18 of 19

Account-level comparison

Compare savings products using the same fields

Products are shown alphabetically by provider, not ranked. Open a card to check the full provider review, rate conditions and current terms.

Atom Bank logoAtom BankCompetitive specialist savings; no everyday current account or branch access.Trustpilot rating4.8/5AER / rateUp to 5.00% AERAccessApp onlyView Atom Bank Overview Updated 21 September 2026Barclays logoBarclaysThe headline rate is restricted to Premier customers and a fixed ISA product; the Single Access equivalent open to everyone pays 4.30%, and Barclays' unrestricted easy-access rates are far lower at 1.00% to 1.85%.Trustpilot rating4.1/5AER / rate4.50% AER tax-free fixedAccessApp, online, telephone and branchesView Barclays Overview Updated 28 September 2026Chase UK logoChase UKEasy app access and a boosted rate for eligible customers; linked-account conditions apply.Trustpilot rating3.5/5AER / rate2.25% standard; up to 4.50% boostedAccessApp onlyView Chase UK Overview Updated 28 September 2026Co-operative Bank logoCo-operative BankA high regular-saver rate rather than unrestricted easy access; monthly funding and eligibility matter.Trustpilot rating4.5/5AER / rate7.00% AER variableAccessApp, online, telephone and branchesView Co-Op Bank Overview Updated 6 October 2026First Direct logoFirst DirectStrong fixed regular-saver rate for existing customers; not a general easy-access savings account.Trustpilot rating4.5/5AER / rate7.00% AER fixed for 12 monthsAccessApp, online and telephoneView First Direct Overview Updated 5 October 2026Halifax logoHalifaxThe headline rate is a regular saver with restrictions, not an unrestricted easy-access rate.Trustpilot rating1.7/5AER / rate8.00% AER fixedAccessApp, online, telephone and branchesView Halifax Overview Updated 21 September 2026HSBC logoHSBCA linked regular saver for HSBC customers; the broader range includes lower-rate flexible products.Trustpilot rating4.4/5AER / rate5.00% AER fixedAccessApp, online, telephone and branchesView HSBC Overview Updated 5 October 2026Kroo logoKrooInterest is attached to an everyday account rather than a separate broad savings range.Trustpilot rating4.1/5AER / rate2.65% AERAccessApp onlyView Kroo Overview Updated 28 September 2026Lloyds Bank logoLloyds BankHigh linked monthly-saver rate, but eligibility and monthly deposit limits make it unlike easy access.Trustpilot rating4/5AER / rate8.00% AER fixed for 12 monthsAccessApp, online, telephone and branchesView Lloyds Bank Overview Updated 21 September 2026Metro Bank logoMetro BankStore-backed fixed savings, but the headline return requires locking money away.Trustpilot rating2.4/5AER / rateUp to 3.75% AER fixedAccessOnline, telephone and stores; fixed access rulesView Metro Bank Overview Updated 6 October 2026Monzo logoMonzoConvenient Pots inside the main app; provider, rate and access rules vary by product.Trustpilot rating4.6/5AER / rateRates vary by Pot and planAccessApp onlyView Monzo Overview Updated 21 September 2026Nationwide logoNationwideCompetitive member-linked rate with monthly funding and withdrawal restrictions.Trustpilot rating3.2/5AER / rate6.50% AER variable for 12 monthsAccessApp and online; product conditions applyView Nationwide Overview Updated 5 October 2026NatWest logoNatWestUseful linked saver for existing customers, with a balance cap and funding conditions.Trustpilot rating1.4/5AER / rate5.25% AER variable on up to £5,000AccessApp and onlineView NatWest Overview Updated 21 September 2026OakNorth logoOakNorthCompetitive fixed-term and cash ISA rates, but there is no current account — and OakNorth accepts deposits far above the £120,000 FSCS limit, so anything above that is unprotected.Trustpilot rating4.8/5AER / rateUp to 5.03% AERAccessOnline and app; no branches or debit cardView OakNorth Overview Updated 21 September 2026Santander logoSantanderHigh promotional regular-saver rate, but bonus, funding and linked-account conditions matter.Trustpilot rating3.4/5AER / rate8.00% AER variable including 12-month bonusAccessApp, online, telephone and branchesView Santander Overview Updated 28 September 2026Starling Bank logoStarling BankEasy app access, but part of the headline rate is a time-limited introductory bonus.Trustpilot rating4.3/5AER / rate4.00% AER introductoryAccessApp only; easy accessView Starling Bank Overview Updated 28 September 2026Tandem logoTandemSpecialist app-based savings rather than a main current account.Trustpilot rating4.2/5AER / rateUp to 4.75% AERAccessApp onlyView Tandem Overview Updated 28 September 2026TSB logoTSBA fixed regular-saver rate rather than unrestricted easy access; compare funding limits.Trustpilot rating3.8/5AER / rate5.00% AER fixedAccessApp, online, telephone and branchesView TSB Overview Updated 28 September 2026Virgin Money logoVirgin MoneyA strong limited-access rate, but more than two withdrawals conflicts with the product rules.Trustpilot rating3.1/5AER / rate4.16% AER variableAccessOnline; limited accessView Virgin Money Overview Updated 28 September 2026Zopa logoZopaThe top rate is on the 1-year term. Terms run from 6 months to 5 years at 3.80% to 4.65% AER, with up to £250,000 per pot.Trustpilot rating4.6/5AER / rateUp to 4.65% AER fixedAccessApp onlyView Zopa Overview Updated 21 September 2026

Browse by category

SavingsCompare banks for savings interestCompare linked savers, easy-access savings, regular savers, fixed products and rate rules.Cash ISAsCompare Cash ISAsCompare Cash ISA routes by AER, tax-free status, access rules, transfers and fixed terms.DigitalDigital banks for savingsCompare app-based savings providers, pots, easy-access products and fixed savings routes.High streetHigh street banks for savingsCompare branch-backed savings ranges, linked savers, regular savers and ISAs.

What this page is

  • Compares bank types, costs, features, protection and suitability signals.
  • Links to reviews and focused guides for deeper checks.

What this page is not

  • Does not provide personalised financial advice.
  • Does not replace checking current provider terms before applying.

Savings checks

Choose the right savings route

Compare flexibility, term length, eligibility and protection before chasing a headline rate.

ProtectionFSCS protection explainedCheck how eligible deposits are protected and how authorised firm limits work.TableDigital bank comparison tableCompare savings and protection notes across app-based providers.TableHigh street comparison tableCompare savings and account notes across branch-backed providers.AccuracyCorrections policyReport outdated rates or product details with evidence.

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