Everyday account
Check whether the provider offers a full current account and card, or only savings, credit or money-transfer products.
Digital bank comparisons
Compare Digital Banks
Compare digital banks in the UK by app features, fees, savings options, budgeting tools, travel spending, protection and everyday account features. Use this hub to find digital bank reviews, side-by-side comparisons and guides for specific needs.
Account-level comparison
Compare digital banks using the same fields
Providers are shown alphabetically, not ranked. Commercial relationships never determine inclusion or position.
Quick checks
What to compare
Protection
Confirm whether eligible deposits have FSCS protection or customer money is safeguarded under e-money rules.
App and support
Compare budgeting controls, payment tools, service channels and what happens when app access fails.
Travel and fees
Check exchange rates, overseas card fees, ATM allowances and any limits tied to a paid plan.
AtomApp-based savings and mortgages without an everyday current account or spending card.Trust score4.8/5Monthly feeN/ASavingsUp to 5.00% AERView Atom Overview Updated 14 Aug 2026
ChaseAn app current account combining cashback, linked savings and fee-free card spending abroad.Trust score3.6/5Monthly feeFreeSavings2.25% AER standardView Chase Overview Updated 14 Aug 2026
KrooAn app-based current account with in-credit interest and fee-free overseas card spending.Trust score4.1/5Monthly feeFreeSavings2.65% AERView Kroo Overview Updated 14 Aug 2026
MoneseAn app money account with several plans, budgeting tools and support for customers new to the UK.Trust score4.3/5Monthly feeFree planSavingsPots & interestView Monese Overview Updated 14 Aug 2026
MonzoAn app current account known for Pots, instant notifications, budgeting controls and paid plan options.Trust score4.6/5Monthly feeFree accountSavingsUp to 3.65% AERView Monzo Overview Updated 14 Aug 2026
RevolutMulti-currency accounts, travel tools and plan-based features; check the protection applying to each product.Trust score4.6/5Monthly feeFree planSavingsUp to 4.00% AERView Revolut Overview Updated 14 Aug 2026
Starling BankA free app current account with Spaces, bill tools and no Starling fees for card spending abroad.Trust score4.3/5Monthly feeFreeSavingsUp to 4.00% AERView Starling Bank Overview Updated 14 Aug 2026
TandemAn app-based savings provider rather than an everyday current-account or card provider.Trust score4.3/5Monthly feeFreeSavingsUp to 4.81% AERView Tandem Overview Updated 14 Aug 2026
WiseA multi-currency e-money account for international transfers and spending, using safeguarding rather than normal deposit protection.Trust score4.4/5Monthly feeFreeSavings3.25% variableView Wise Overview Updated 14 Aug 2026
ZemplerBusiness-focused digital banking with free and paid plans, cash-deposit routes and admin tools.Trust score4.4/5Monthly feeFree planSavingsLimited optionsView Zempler Overview Updated 14 Aug 2026
ZopaAn app-based savings and credit provider rather than a full everyday current account.Trust score4.5/5Monthly feeN/ASavingsUp to 7.10% AERView Zopa Overview Updated 14 Aug 2026What this page is
- Compares bank types, costs, features, protection and suitability signals.
- Links to reviews and focused guides for deeper checks.
What this page is not
- Does not provide personalised financial advice.
- Does not replace checking current provider terms before applying.
Start here 01Digital bank reviewsBrowse the main digital bank review cards before opening individual reviews.Start here 02Digital comparison tableUse the full side-by-side digital bank comparison table.Start here 03Digital vs high street banksCompare app-first banking with branch-backed providers.Start here 04FSCS protection explainedCheck how protection and safeguarding differ across provider types.
Bank vs bank
Written digital bank vs bank comparisons
Use the full written comparison index when you want a specific bank vs bank page. The provider cards above use the same fields and are ordered alphabetically.
Specific needs
Compare digital banks by need
Use these comparison guides when your priority is student banking, travel, savings, budgeting, rewards, joint accounts or business banking.
ComparisonDigital student bank accountsCompare app-first student banking routes, overdraft notes, digital tools and protection points.TravelDigital banks for travelCompare overseas card spending, ATM rules, exchange-rate features and app controls.ComparisonDigital banks for budgetingCompare app tools such as Pots, Spaces, salary sorting, bill separation and spending insights.SavingsDigital banks for savingsCompare savings pots, linked accounts, easy-access savings and eligibility notes.ComparisonDigital banks for cashbackCompare digital and high street accounts with cashback, rewards and bill-linked benefits.ComparisonDigital banks for personal loansCompare app-based borrowing, overdraft and credit-product routes where available.ComparisonDigital banks for joint accountsCompare joint account options for bills, shared spending, budgeting and everyday use.BusinessDigital business bank accountsCompare app-based business accounts for sole traders, freelancers and small companies.Side-by-sideDigital vs high street banksSee how app-only banks and traditional banks compare for access, fees, support and everyday banking.
Review process
Safety and methodology
Read how protection, regulation and review criteria fit into BankAdvisor comparisons.
Need some context first?
Learn how UK banking works
Understand safety, fees, interest and protection before comparing providers.