#1 - Linked saver options
Lloyds Bank
Lloyds is worth comparing if you want current account perks and linked savings products from a major high street bank.
Linked saversClub LloydsFSCS
Watch: Rates and eligibility can depend on the account held.
Updated June 2026 - High street savings
Best High Street Banks for SavingsUK guide for 2026
High street savings accounts can be useful if you want a current account, savings products and support from the same banking group, but rates and eligibility can change quickly.
Quick answer
Lloyds, NatWest, HSBC, Nationwide and Barclays are all worth comparing for linked savers, regular savers or ISA options, depending on whether you already hold a current account with them.
Top picks to compare
Ranked by practical fit for this specific use case.
#2 - Regular saver users
NatWest
NatWest often appeals to people looking for linked savings and reward-style banking in one place.
Regular saverRewardsFSCS
Watch: Regular saver limits and rates can change.
#3 - Savings with global banking
HSBC
HSBC is worth comparing if you want savings alongside an international high street bank and wider product range.
SavingsGlobalFSCS
Watch: Premium or specialist products may have eligibility rules.
#4 - Member-focused savings
Nationwide
Nationwide can be attractive if you like a building society model and want savings linked to a wider current account relationship.
Member-ownedSavingsFSCS
Watch: Some better offers may be limited to members or specific accounts.
#5 - Broad savings product range
Barclays
Barclays is useful to compare for linked saver, ISA and rainy-day style options alongside everyday banking.
Rainy dayISAFSCS
Watch: Check whether the best rate needs a specific current account or reward setup.
What to check before choosing
- Check whether the rate is fixed, variable or bonus-based.
- Check account limits, withdrawal rules and eligibility.
- Check whether you need a current account to access the best rate.
- Check FSCS licence grouping before holding large balances.
Trust and sourcing note
Rates, fees and eligibility can change. We use provider information, bank reviews and our review process to keep these guides useful, but always check the provider before applying.
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