Choose Metro Bank if...
- You live near a Metro Bank store.
- You value face-to-face support.
- You want a no-monthly-fee current account.
- You may use savings or business banking alongside personal banking.
Updated 3 July 2026 - High street bank comparison
Metro Bank vs Virgin MoneyWhich should you choose?
Metro Bank and Virgin Money can both work as UK high street banking options, but they suit different priorities. Metro Bank may appeal if store-style branch access, everyday banking and face-to-face support matters most, while Virgin Money may be worth comparing if you prefer linked savings, packaged accounts and branch-backed everyday banking.
Quick verdict
Pick Metro Bank if you live near a metro bank store.
Pick Virgin Money if you want current account-linked savings.
Choose Virgin Money if...
- You want current account-linked savings.
- You may value packaged account benefits.
- You want branch-backed banking with app support.
- You understand Nationwide and Virgin Money FSCS grouping should be checked.
Metro Bank vs Virgin Money: side-by-side
| Category | Metro Bank | Virgin Money | Edge |
|---|---|---|---|
| Best overall fit | Store-style branch access, everyday banking and face-to-face support | Linked savings, packaged accounts and branch-backed everyday banking | Tie |
| Monthly fee | Personal current account has no monthly account fee. | Fee-free and paid Club M-style packaged current account options may be available. | Tie |
| Branch access | Store-style branch network, but coverage is smaller than the largest UK banks. | UK branch support, with Nationwide group context to consider. | Tie |
| Mobile app | App and online banking for everyday account management. | App and online banking for everyday account management. | Tie |
| Savings | Instant access, cash ISA, children's savings and fixed-term products may be available. | Linked savings, online savings, cash ISA, fixed-rate and limited-access products may be available. | Tie |
| Support | Store, phone, app and online support. | Branch, phone, app and online support. | Tie |
| Extra products | Current accounts, savings, business banking and safe deposit boxes in selected stores. | Current accounts, linked savings, packaged account benefits, credit cards, loans and mortgages. | Tie |
Final verdict
Metro Bank and Virgin Money are worth comparing side by side. The better fit depends on whether you care more about store-style branch access, everyday banking and face-to-face support or linked savings, packaged accounts and branch-backed everyday banking.
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