Choose Metro Bank if...
- You live near a Metro Bank store.
- You value face-to-face support.
- You want a no-monthly-fee current account.
- You may use savings or business banking alongside personal banking.
Updated 3 July 2026 - High street bank comparison
Metro Bank vs TSBWhich should you choose?
Metro Bank and TSB can both work as UK high street banking options, but they suit different priorities. Metro Bank may appeal if store-style branch access, everyday banking and face-to-face support matters most, while TSB may be worth comparing if you prefer local banking, simple current accounts and branch access.
Quick verdict
Pick Metro Bank if you live near a metro bank store.
Pick TSB if you want local branch banking.
Choose TSB if...
- You want local branch banking.
- You prefer a straightforward current account.
- You may use TSB savings or borrowing products.
- You want branch support alongside app banking.
Metro Bank vs TSB: side-by-side
| Category | Metro Bank | TSB | Edge |
|---|---|---|---|
| Best overall fit | Store-style branch access, everyday banking and face-to-face support | Local banking, simple current accounts and branch access | Tie |
| Monthly fee | Personal current account has no monthly account fee. | Standard and Spend & Save account options available. | Tie |
| Branch access | Store-style branch network, but coverage is smaller than the largest UK banks. | UK branch network with app and online banking. | Tie |
| Mobile app | App and online banking for everyday account management. | Mobile app for everyday account management. | Tie |
| Savings | Instant access, cash ISA, children's savings and fixed-term products may be available. | Savings and ISA products may be available. | Tie |
| Support | Store, phone, app and online support. | Branch, phone, app and online support. | Tie |
| Extra products | Current accounts, savings, business banking and safe deposit boxes in selected stores. | Spend & Save accounts, savings, loans and mortgages. | Tie |
Final verdict
Metro Bank and TSB are worth comparing side by side. The better fit depends on whether you care more about store-style branch access, everyday banking and face-to-face support or local banking, simple current accounts and branch access.
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