Choose Metro Bank if...
- You live near a Metro Bank store.
- You value face-to-face support.
- You want a no-monthly-fee current account.
- You may use savings or business banking alongside personal banking.
Updated 3 July 2026 - High street bank comparison
Metro Bank vs NatWestWhich should you choose?
Metro Bank and NatWest can both work as UK high street banking options, but they suit different priorities. Metro Bank may appeal if store-style branch access, everyday banking and face-to-face support matters most, while NatWest may be worth comparing if you prefer reward banking, app features and everyday current accounts.
Quick verdict
Pick Metro Bank if you live near a metro bank store.
Pick NatWest if you want reward-style everyday banking.
Choose NatWest if...
- You want reward-style everyday banking.
- You value a strong mobile app.
- You want branch support as backup.
- You may use wider NatWest products.
Metro Bank vs NatWest: side-by-side
| Category | Metro Bank | NatWest | Edge |
|---|---|---|---|
| Best overall fit | Store-style branch access, everyday banking and face-to-face support | Reward banking, app features and everyday current accounts | Tie |
| Monthly fee | Personal current account has no monthly account fee. | Standard and reward account options available. | Tie |
| Branch access | Store-style branch network, but coverage is smaller than the largest UK banks. | Large branch network, with app and online banking. | Tie |
| Mobile app | App and online banking for everyday account management. | Highly rated mobile app with spending and card controls. | Tie |
| Savings | Instant access, cash ISA, children's savings and fixed-term products may be available. | Linked savings and regular saver options may be available. | Tie |
| Support | Store, phone, app and online support. | Branch, phone, app and online support. | Tie |
| Extra products | Current accounts, savings, business banking and safe deposit boxes in selected stores. | Reward account, credit cards, loans, mortgages and business banking. | Tie |
Final verdict
Metro Bank and NatWest are worth comparing side by side. The better fit depends on whether you care more about store-style branch access, everyday banking and face-to-face support or reward banking, app features and everyday current accounts.
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