Choose Metro Bank if...
- You live near a Metro Bank store.
- You value face-to-face support.
- You want a no-monthly-fee current account.
- You may use savings or business banking alongside personal banking.
Updated 3 July 2026 - High street bank comparison
Metro Bank vs NationwideWhich should you choose?
Metro Bank and Nationwide can both work as UK high street banking options, but they suit different priorities. Metro Bank may appeal if store-style branch access, everyday banking and face-to-face support matters most, while Nationwide may be worth comparing if you prefer member-owned banking, branches and current account perks.
Quick verdict
Pick Metro Bank if you live near a metro bank store.
Pick Nationwide if you prefer a building society model.
Choose Nationwide if...
- You prefer a building society model.
- You want branch access.
- You may use savings or mortgage products.
- You like member-focused account perks.
Metro Bank vs Nationwide: side-by-side
| Category | Metro Bank | Nationwide | Edge |
|---|---|---|---|
| Best overall fit | Store-style branch access, everyday banking and face-to-face support | Member-owned banking, branches and current account perks | Tie |
| Monthly fee | Personal current account has no monthly account fee. | Free and packaged current account options available. | Tie |
| Branch access | Store-style branch network, but coverage is smaller than the largest UK banks. | Branch network plus Post Office access for some services. | Tie |
| Mobile app | App and online banking for everyday account management. | Good mobile app for everyday account management. | Tie |
| Savings | Instant access, cash ISA, children's savings and fixed-term products may be available. | Often competitive member-focused savings products. | Tie |
| Support | Store, phone, app and online support. | Branch, phone, app and online support. | Tie |
| Extra products | Current accounts, savings, business banking and safe deposit boxes in selected stores. | Flex accounts, savings, mortgages and member-focused benefits. | Tie |
Final verdict
Metro Bank and Nationwide are worth comparing side by side. The better fit depends on whether you care more about store-style branch access, everyday banking and face-to-face support or member-owned banking, branches and current account perks.
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