Digital bank comparison

Chase UK vs Revolut

Chase and Revolut both appeal to people who want more than a basic bank account. Chase is simpler and cashback-led, while Revolut is broader, more international and more feature-heavy.

Evidence reviewed 21 July 2026

Chase

Revolut

Where Chase may fit

Pick Chase if you want cashback, savings organisation and a simple app with no monthly fee.

Where Revolut may fit

Pick Revolut if you want travel features, multi-currency tools, international transfers and paid plan perks.

Comparison context

What this comparison is for

When this page is useful

Use this comparison if you are deciding whether Chase or Revolut better fits your banking needs. Compare the role each provider plays before treating the page as a simple winner-and-loser choice.

The main difference

The main difference is focus. Chase may suit readers who care most about cashback, savings organisation and a clean everyday app, while Revolut may suit readers who care more about travel, multi-currency use and extra finance features.

Choose Chase if...

You want cashback on eligible spending.
You like simple savings organisation.
You want a polished app with no monthly fee.
You do not need overdrafts, loans or business banking from the same account.

Read the Chase review

Choose Revolut if...

You travel often or use multiple currencies.
You want more financial tools in one app.
You may use paid plans for higher limits and perks.
You want international transfers and global spending features.

Read the Revolut review

Chase vs Revolut: side-by-side

Category	Chase	Revolut	Edge
Overall fit	Cashback, savings organisation and a clean everyday app	Travel, multi-currency use and extra finance features	Tie
Monthly fee	No monthly fee on the current account.	Free plan available, with several optional paid plans.	Tie
Budgeting tools	Good: multiple saver accounts, round-ups and spending insights.	Good: Pockets, analytics and spending controls, but less budgeting-led than Monzo.	Chase
Spending abroad	Strong: no Chase foreign transaction fee for debit card spending abroad.	Excellent for international spending and currency tools, subject to plan limits and terms.	Revolut
Deposit protection	Eligible deposits protected by FSCS up to the current UK limit.	Eligible UK bank deposits may be FSCS protected where held with Revolut Bank UK.	Tie
Support	In-app customer support.	24/7 in-app support, with priority support on some paid plans.	Tie
Business banking	No UK business account currently offered.	Business and freelancer accounts available.	Revolut
Extra products	Cashback, saver accounts, round-ups and investment access through J.P. Morgan.	Currency exchange, international transfers, investments, crypto, rewards and travel perks.	Revolut

Final verdict

Chase is stronger for cashback and simplicity, while Revolut is stronger for travel and international features.

The right choice depends on what you want the account to do. If one option fits your day-to-day habits better, that usually matters more than a single headline feature.

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