Choose Chase if...
- You want cashback on eligible spending.
- You like simple savings organisation.
- You want a polished app with no monthly fee.
- You do not need overdrafts, loans or business banking from the same account.
Updated June 2026 - Digital bank comparison
Chase UK vs RevolutWhich should you choose?
Chase and Revolut both appeal to people who want more than a basic bank account. Chase is simpler and cashback-led, while Revolut is broader, more international and more feature-heavy.
Quick verdict
Pick Chase if you want cashback, savings organisation and a simple app with no monthly fee.
Pick Revolut if you want travel features, multi-currency tools, international transfers and paid plan perks.
Choose Revolut if...
- You travel often or use multiple currencies.
- You want more financial tools in one app.
- You may use paid plans for higher limits and perks.
- You want international transfers and global spending features.
Chase vs Revolut: side-by-side
| Category | Chase | Revolut | Edge |
|---|---|---|---|
| Best overall fit | Cashback, savings organisation and a clean everyday app | Travel, multi-currency use and extra finance features | Tie |
| Monthly fee | No monthly fee on the current account. | Free plan available, with several optional paid plans. | Tie |
| Budgeting tools | Good: multiple saver accounts, round-ups and spending insights. | Good: Pockets, analytics and spending controls, but less budgeting-led than Monzo. | Chase |
| Spending abroad | Strong: no Chase foreign transaction fee for debit card spending abroad. | Excellent for international spending and currency tools, subject to plan limits and terms. | Revolut |
| Deposit protection | Eligible deposits protected by FSCS up to the current UK limit. | Eligible UK bank deposits may be FSCS protected where held with Revolut Bank UK. | Tie |
| Support | In-app customer support. | 24/7 in-app support, with priority support on some paid plans. | Tie |
| Business banking | No UK business account currently offered. | Business and freelancer accounts available. | Revolut |
| Extra products | Cashback, saver accounts, round-ups and investment access through J.P. Morgan. | Currency exchange, international transfers, investments, crypto, rewards and travel perks. | Revolut |
Protection note
Deposit protection can depend on the exact account and legal entity. Always check the provider's latest terms before applying. You can also read our FSCS protection guide and how we review banks.
Final verdict
Chase is stronger for cashback and simplicity, while Revolut is stronger for travel and international features.
The best choice depends on what you want the account to do. If one option fits your day-to-day habits better, that usually matters more than a single headline feature.
Continue researching
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