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Business banking
Compare Business Bank Accounts
Business accounts vary widely depending on whether you are a sole trader, freelancer, limited company, cash-heavy business or international operator. The right provider depends on fees, payment volumes, cash access, accounting tools, support routes and borrowing needs.
Reviewed 13 August 2026
What this page is
- Helps readers compare banks for business banking using features, fees, protection and practical fit.
- Highlights watch-outs and links to wider comparison pages before readers choose a provider.
What this page is not
- Does not provide personalised financial advice or guarantee eligibility for any account or product.
- Does not replace checking live provider rates, fees, terms and protection wording before applying.
Quick answer
Starling, Monzo, Revolut, Wise and Zempler are useful digital business banking providers to compare, while Barclays, Lloyds, NatWest, HSBC and Santander are relevant high street options for businesses that value branches, cash services or relationship banking. Compare fees and limits against how your business actually uses the account.
What to compare first
Before looking at individual banks, check the features, fees and limitations that matter most for this type of account.
Account fees
Compare monthly costs, transfer fees, cash deposits, card fees and international charges.
Tools and integrations
Look for invoicing, accounting exports, team access, spending controls and tax support.
Support and protection
Check support channels, complaint handling and whether deposits are FSCS protected.
Banks to Compare
Review each bank's strengths, limitations and key checks for this guide. The order does not imply an overall ranking.
BarclaysWorth comparing for branch access, wider services and businesses expecting to need finance.Trust score4.5/5Monthly feeAccount and eligibility dependentSavingsUp to 1.51% AERView Barclays Overview Updated 13 August 2026
Co-operative BankMay suit firms that value the provider's ethical policy alongside conventional business banking.Trust score4.5/5Monthly feeAccount and offer dependentSavingsUp to 3.43% AERView Co-Op Bank Overview Updated 13 August 2026
HSBCRelevant for businesses with international needs or those wanting a broad banking relationship.Trust score4.8/5Monthly feeAccount and introductory period dependentSavingsUp to 1.41% AERView HSBC Overview Updated 13 August 2026
Lloyds BankWorth comparing for traditional support, cash handling and access to broader business finance.Trust score4.1/5Monthly feeAccount and introductory period dependentSavingsUp to 2.75% AERView Lloyds Bank Overview Updated 13 August 2026
MonzoMay suit small firms wanting clear app-based administration and bookkeeping tools.Trust score4.6/5Monthly feeFree Lite plan; paid plans add featuresSavingsUp to 3.25% AERView Monzo Overview Updated 13 August 2026
NatWestRelevant to firms wanting app convenience backed by branches and a broad service range.Trust score1.5/5Monthly feeAccount, turnover and introductory period dependentSavingsUp to 1.46% AERView NatWest Overview Updated 13 August 2026
RevolutUseful to compare for international companies, distributed teams and controlled employee spending.Trust score4.7/5Monthly feePaid business plans; pricing variesSavingsUp to 3.30% AERView Revolut Overview Updated 13 August 2026
SantanderA conventional option for firms wanting digital access with high-street support.Trust score3.1/5Monthly feeAccount and introductory period dependentSavingsUp to 2.75% AERView Santander Overview Updated 13 August 2026
Starling BankMay suit small firms wanting a fee-free core account and practical app-based controls.Trust score4.3/5Monthly feeNo monthly fee for the core eligible account; add-ons cost extraSavingsNo saver on saleView Starling Bank Overview Updated 13 August 2026
TideUseful for businesses wanting banking and administration tools in one service.Trust score4.4/5Monthly feeFree and paid plansSavingsUp to 4.00% introView Tide Overview Updated 13 August 2026
Virgin MoneyWorth comparing for branch-backed business banking and published business savings products.Trust score3.1/5Monthly feeAccount and introductory period dependentSavings3.55% AERView Virgin Money Overview Updated 13 August 2026
WiseUseful alongside a bank account for international receipts, currencies and supplier payments.Trust score4.3/5Monthly feeNo monthly subscription; setup and usage charges applySavings3.22% returnView Wise Overview Updated 13 August 2026
Zempler BankMay suit smaller businesses wanting accessible account tiers and cash-deposit options.Trust score4.5/5Monthly feeFree and paid plansSavings0.50% interestView Zempler Bank Overview Updated 13 August 2026What to check before choosing
- Check whether the account supports your business type, turnover and industry.
- Compare monthly fees, transfer fees, cash deposits, card fees and international charges.
- Check invoicing, accounting integrations, tax pots, team cards and spending controls.
- Check cash and cheque support if your business handles physical payments.
- Check overdraft, lending and support routes if cashflow support may matter.
FAQs
Frequently Asked Questions
Quick answers before you compare banks.
How should I use this business banking guide?
Starling, Monzo, Revolut, Wise and Zempler are useful digital business banking providers to compare, while Barclays, Lloyds, NatWest, HSBC and Santander are relevant high street options for businesses that value branches, cash services or relationship banking. Compare fees and limits against how your business actually uses the account.
Compare UK banksWhat should I check before choosing?
Check whether the account supports your business type, turnover and industry. Compare monthly fees, transfer fees, cash deposits, card fees and international charges. Check invoicing, accounting integrations, tax pots, team cards and spending controls.
Continue researching →How does BankAdvisor compare banks?
We compare banks using provider information, review criteria and practical checks such as fees, features, protection, eligibility and limitations.
Read how we review banks →Are the banks listed fairly?
Yes. The cards are intended to help readers compare strengths, limitations and key checks. The order does not imply an overall ranking.
Compare the full list →Continue researching
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