Revolut Complete Review

Revolut Business are available to eligible companies and organisations; revolut pro is a separate route for some self-employed users. The account should be assessed as a working financial tool rather than simply by its brand or headline fee.

Pricing starts from paid business plans; pricing varies. The meaningful cost depends on payment volumes, cash and cheque handling, extra cards, international transfers and any paid tools the business actually uses.

App and web; no branch network. Local and international payment allowances vary substantially by plan.

Useful to compare for international companies, distributed teams and controlled employee spending. The principal point to check before applying is that plan allowances, exchange limits and the legal account provider require close checking.

Protection depends on the contracting Revolut entity and product; verify the account terms rather than assuming UK FSCS deposit cover.

Protection and customer-review scores answer different questions. Protection concerns how eligible money is held; public ratings reflect the experiences of reviewers and can move over time. Neither replaces checking the account contract and current tariff.

Revolut's business service model is primarily digital, without a conventional branch fallback. Support availability, complaint handling and urgent account access should therefore be compared alongside any headline score.

Commercial relationships never determine BankAdvisor's inclusion, order or conclusions.

Revolut's digital proposition centres on multi-currency balances and payments, team cards and approval controls, accounting integrations and expenses. Availability can depend on the account, plan, business structure and permissions given to individual users.

Local and international payment allowances vary substantially by plan. Multi-currency holding, exchange and cross-border payments are central features.

Not designed around branch cash or cheque deposits. A business that regularly handles notes, coins or cheques should price this separately from ordinary electronic banking.

The main route is Revolut Business, with monthly pricing described as paid business plans; pricing varies. Eligible companies and organisations; Revolut Pro is a separate route for some self-employed users.

Account choice should reflect legal structure and use. Sole traders may need a simpler route, while limited companies can place more weight on team access, approval controls, bookkeeping integrations and additional cards.

For surplus cash, Variable Business Savings rate on the Enterprise plan. Lower plan rates and balance limits apply to Grow and Scale.

Credit availability is product, entity and eligibility dependent. Lending should be compared separately from the current account because approval, pricing and limits are not guaranteed by opening the account.

App and web; no branch network. In practice, usability depends on how quickly owners can see balances, approve payments, manage cards and users, export records and resolve failed or unfamiliar transactions.

The main administration tools are multi-currency balances and payments, team cards and approval controls, accounting integrations and expenses. Businesses should confirm which are included, which require a paid plan and whether integrations work with their existing accounting process.

Local and international payment allowances vary substantially by plan. Firms making frequent or bulk payments should compare allowances, cut-off times, approval workflows and charges rather than relying on the general app description.

Not designed around branch cash or cheque deposits. Multi-currency holding, exchange and cross-border payments are central features.

The service model matters when access fails or a payment is urgent. With no branch fallback, telephone or in-app support and recovery procedures carry more weight.

Revolut is worth comparing when useful to compare for international companies, distributed teams and controlled employee spending. That is a fit-based conclusion, not an overall ranking.

Its strongest practical case is the combination of multi-currency balances and payments, team cards and approval controls, accounting integrations and expenses with app and web; no branch network. The value of that combination depends on whether those are the services the business will use repeatedly.

The main trade-off is that plan allowances, exchange limits and the legal account provider require close checking. Not designed around branch cash or cheque deposits.

Before applying, model a typical month of payments, deposits, cards and overseas activity; confirm eligibility and protection; and compare the resulting cost with at least one app-led and one branch-backed alternative where relevant.